Toast vs International Bancard

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Our analysts compared Toast vs International Bancard based on data from our 400+ point analysis of POS Software, user reviews and our own crowdsourced data from our free software selection platform.

International Bancard Software Tool

Product Basics

Toast is a cloud-based point-of-sale (POS) system designed to streamline operations for restaurants and businesses in the hospitality industry. It offers a comprehensive suite of features, including order processing, inventory management, employee scheduling, and customer relationship management (CRM) tools. Toast caters to businesses of all sizes, from independent cafes to multi-location restaurant chains. One of its key strengths lies in its ease of use and intuitive interface, making it suitable for both tech-savvy and non-technical users. Additionally, Toast boasts robust reporting capabilities, providing valuable insights into sales trends, customer behavior, and staff performance. Integration with third-party delivery services and online ordering platforms further enhances its functionality. While Toast offers a free basic plan with limited features, paid subscriptions are required to access its full potential. Pricing varies depending on the number of users, terminals, and desired functionalities. Compared to similar POS systems, Toast generally falls within the mid-range price bracket, offering a good balance between affordability and feature richness. However, user reviews highlight that its pricing structure can become complex for businesses with intricate needs.

Pros
  • Easy to use interface
  • Robust reporting tools
  • Third-party integrations
  • Scalable for all businesses
  • Free basic plan option
Cons
  • Mid-range pricing complexity
  • Limited customization options
  • Occasional technical issues
  • Long customer support wait times
  • Not ideal for complex inventory
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International Bancard offers a comprehensive software solution for payment processing, designed to streamline and manage transactions efficiently. This software is particularly well-suited for businesses across various industries, including retail, hospitality, and e-commerce, due to its robust capabilities in handling diverse payment methods. Users benefit from features such as secure transaction processing, real-time reporting, and seamless integration with existing systems, which enhance operational efficiency and customer satisfaction.

One of the standout benefits of International Bancard's software is its user-friendly interface, which simplifies the payment process for both merchants and customers. Additionally, the software's advanced security measures ensure that sensitive data is protected, reducing the risk of fraud. Compared to similar products, users often highlight the reliability and responsive customer support provided by International Bancard, which contributes to a smoother experience.

Pricing details for International Bancard's software are not readily available, and it is recommended that users contact SelectHub for a personalized quote based on their specific requirements. This approach ensures that businesses receive a tailored solution that fits their budget and operational needs.

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Product Insights

  • Smooth Onboarding: Simplify the training process with access to a knowledge base in Toast University that offers informative videos and interactive tutorials. 
  • Tech-Enabled: Allow dine-in guests to order and pay from their own devices. Save time and expedite processes by accepting payments for orders made using the in-store kiosk, on the app or in the restaurant with the Order & Pay tool. 
  • Ideal for the Enterprise: Improve capabilities and enhance the performance of the new business with Starter Kit. Place orders in less than 15 minutes and customize with preferred hardware and software solutions available at flat-rate pricing. 
  • Profitable: Integrate with third-party software providers, including Grubhub and OpenTable, to expand the customer base and boost sales. 
  • Accessible: Save efforts and complete time-sensitive tasks by storing information for multiple outlets, viewing data by location, updating menus, accessing employee activity, monitoring performance reports and more with remote and offline accessibility. 
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  • Increased Efficiency: Streamlines payment processing tasks, reducing manual entry and minimizing errors.
  • Enhanced Security: Utilizes advanced encryption and tokenization to protect sensitive payment information, ensuring compliance with PCI DSS standards.
  • Cost Savings: Lowers transaction fees and operational costs through optimized payment routing and reduced chargebacks.
  • Improved Cash Flow: Accelerates the settlement process, allowing businesses to access funds more quickly and manage cash flow effectively.
  • Customer Satisfaction: Offers multiple payment options and a seamless checkout experience, enhancing customer convenience and loyalty.
  • Scalability: Adapts to the growing needs of businesses, supporting increased transaction volumes without compromising performance.
  • Comprehensive Reporting: Provides detailed analytics and reporting tools to monitor transaction trends, identify issues, and make informed decisions.
  • Global Reach: Supports multiple currencies and international payment methods, enabling businesses to expand their market presence globally.
  • Integration Capabilities: Easily integrates with existing business systems, such as accounting software and e-commerce platforms, for a cohesive workflow.
  • 24/7 Support: Offers round-the-clock customer service to address any issues promptly, ensuring uninterrupted payment processing.
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  • Online Ordering: Allow guests to order food online for takeout and delivery, schedule orders in advance, access the online menu and make contactless payments. Receive new orders directly in the restaurant’s point of sale system, customize the online ordering page, access customer insights and request guest feedback to modify services. 
  • Gift Cards and Rewards: Boost customer influx and increase revenue by selling modern e-Gift Cards. Allow users to text or email cards for in-store and online purchases. Check card balance and schedule gift cards in advance to build relationships with customers. Sell customized physical gift cards and review detailed reports on gift card sales. 
  • Expedited Delivery: Create an on-demand delivery network with local drivers at a single per-order fee. Simplify the process with real-time order tracking and advance scheduling, online payment options and review restaurant services based on customer behavior with reporting and analytics. 
  • Email Marketing: Improve communication and drive customer retention with emails. Run targeted promotions, increase revenue, automate outreach and campaigns, create custom email lists, run A/B tests to refine communication, and send customized messages to deepen brand loyalty. 
  • Self-help Services: Accelerate the online ordering experience with self-help kiosks. Leverage quick restaurant service, reduce wait times and increase staff productivity. Offer a personalized dining experience with order add-ons, SMS notifications and real-time menu updates. 
  • Workspace Management: Facilitate efficient team regulation with a centralized labor management system. Log and track work hours, monitor timesheets, calculate tips, ensure paycheck accuracy with automated wage recording, register new staff electronically and more. Get insight into employee performance with detailed reports and analytics. 
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  • Comprehensive Payment Solutions: Supports a wide range of payment methods including credit cards, debit cards, and ACH transactions.
  • Advanced Security Measures: Implements PCI-DSS compliance and tokenization to ensure secure transactions.
  • Real-Time Reporting: Provides detailed, real-time transaction reports accessible through an intuitive dashboard.
  • Customizable Payment Pages: Allows businesses to tailor payment pages to match their branding and user experience requirements.
  • Seamless Integrations: Offers integration capabilities with popular e-commerce platforms like Shopify, WooCommerce, and Magento.
  • Mobile Payment Processing: Enables businesses to accept payments on-the-go through mobile devices using a dedicated app.
  • Recurring Billing: Facilitates automated recurring billing for subscription-based services, reducing manual effort.
  • Fraud Detection Tools: Utilizes machine learning algorithms to detect and prevent fraudulent activities.
  • 24/7 Customer Support: Provides round-the-clock customer service to address any issues or queries promptly.
  • Multi-Currency Support: Allows businesses to accept payments in various currencies, catering to a global customer base.
  • Virtual Terminal: Offers a virtual terminal for processing payments without the need for physical card readers.
  • Detailed Analytics: Delivers comprehensive analytics to help businesses understand transaction trends and customer behavior.
  • Chargeback Management: Includes tools to manage and dispute chargebacks efficiently, minimizing revenue loss.
  • EMV Chip Card Acceptance: Supports EMV chip card transactions, enhancing security and reducing fraud risk.
  • Contactless Payments: Accepts contactless payments through NFC technology, providing a faster checkout experience.
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Product Ranking

#5

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#166

among all
POS Software

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Analyst Rating Summary

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Analyst Ratings for Functional Requirements Customize This Data Customize This Data

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Compliance And Security Customer And Loyalty Management Employee Management Inventory Management Items And Service Management Payment Transactions And Cash Management POS Hardware Reporting And Insights Sales And Marketing Management Store Management Types Of POS 67 100 100 68 85 76 93 88 52 54 85 0 25 50 75 100
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User Sentiment Summary

Great User Sentiment 451 reviews
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86%
of users recommend this product

Toast has a 'great' User Satisfaction Rating of 86% when considering 451 user reviews from 4 recognized software review sites.

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Awards

SelectHub research analysts have evaluated Toast and concluded it earns best-in-class honors for Customer and Loyalty Management and POS Hardware.

Customer and Loyalty Management Award
POS Hardware Award

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Synopsis of User Ratings and Reviews

Intuitive interface: Users consistently praise Toast's easy-to-learn and navigate interface, with clear menus, large buttons, and simple workflows, making it accessible for staff of all technical levels.
Robust reporting: Toast's comprehensive reporting tools provide valuable insights into sales, inventory, labor costs, customer behavior, and more, empowering data-driven decision-making.
Mobile flexibility: Staff can take orders, process payments, and manage tables directly from tablets or smartphones, enhancing tableside service and flexibility during busy periods.
Reliable payment processing: Users commend Toast's integrated payment processing for its speed, reliability, and security, ensuring smooth transactions and minimizing downtime.
Scalability for growth: Toast's ability to accommodate multiple locations, expanding menus, and growing staff needs makes it a popular choice for businesses with expansion plans.
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Diverse Payment Options: International Bancard caters to various business needs by providing a wide array of payment solutions, including virtual terminals for phone and email transactions, traditional point-of-sale systems, and online payment gateways.
Transparent Marketing: International Bancard has garnered a reputation for upfront honesty in its marketing materials, ensuring that businesses are presented with clear and accurate information about their services from the outset.
Universal Card Acceptance: Businesses can confidently accept payments from customers using all major credit cards, streamlining transactions and expanding payment options for a smoother checkout experience.
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Pricing complexity: Users express frustration with Toast's tiered pricing structure, which can become confusing and expensive, especially for businesses with multiple locations or add-on features.
Limited customization: Some users find Toast's customization options for menus, reporting, and workflows to be somewhat restrictive, hindering their ability to tailor the system to unique business processes.
Technical glitches: Users occasionally report software glitches, hardware issues, or slow performance during peak hours, leading to temporary disruptions in operations.
Customer support wait times: While Toast offers 24/7 support, users sometimes experience long wait times for phone assistance or delayed responses to inquiries, causing frustration when urgent issues arise.
Inventory management limitations: Users with complex inventory needs, such as multiple suppliers or intricate recipe tracking, find Toast's inventory management capabilities to be somewhat basic and lacking in advanced features.
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Unexpected Fees: Users frequently complain about hidden fees that are not clear in the contract, leading to higher-than-expected costs.
Customer Service Issues: There are numerous reports of poor customer service experiences, including difficulty getting issues resolved and slow response times.
High Early Termination Fee: International Bancard charges a hefty early termination fee, which can be as high as $599, making it expensive to switch providers.
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Toast garners praise for its user-friendly interface, robust reporting, and mobile capabilities, making it a popular choice for restaurants of various sizes. Users appreciate its intuitive design, which simplifies training and streamlines daily operations compared to competitors like Square and Lightspeed POS. Toast's extensive reporting, often highlighted as superior to competitors, empowers data-driven decision-making by offering detailed insights into sales, labor, and customer behavior. Additionally, the ability to manage orders and payments tableside using mobile devices sets Toast apart, enhancing staff flexibility and customer service during peak hours. However, concerns arise regarding Toast's pricing structure, customization options, and technical glitches. The multi-tiered pricing, perceived as more complex than competitors, can become expensive for businesses with specific needs or multiple locations. While Toast offers various features, users sometimes find them less customizable than those in competitors like Revel Systems, restricting their ability to tailor the system to their unique workflows. Occasional technical issues and reported long wait times for customer support raise concerns about reliability compared to competitors known for their robust technical support, such as Micros. Ultimately, Toast's strengths in user-friendliness, reporting, and mobility resonate with many users, but its pricing complexity, limited customization, and potential technical issues demand careful consideration. Deciding factors often boil down to individual business needs, budget constraints, and desired level of customization. Weighing Toast's strengths against its potential drawbacks alongside competitor offerings becomes crucial for making an informed decision.

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Is International Bancard truly first class when it comes to payment processing? User reviews from the past year paint a mixed picture of International Bancard's software. While it boasts a wide range of payment solutions, including virtual terminals and mobile options, and serves numerous industries, its reputation is tarnished by significant customer service issues. Users have reported frustrating experiences with unauthorized charges, difficulties obtaining refunds, and a lack of transparency regarding fees. For instance, one user recounted being charged for unused services even after switching providers, with their refund request subsequently denied. This lack of support, coupled with complaints about high early termination fees and potential hidden costs, has left many feeling dissatisfied. International Bancard's software, while seemingly feature-rich, falls short in delivering a smooth and reliable user experience. The recurring theme of poor customer service and questionable billing practices overshadows any perceived benefits. The absence of BBB accreditation and documented complaints regarding PCI compliance further erode trust in the platform. Therefore, International Bancard's software appears best suited for businesses willing to potentially compromise on service reliability and transparency for a wider array of payment solutions. However, those prioritizing dependable customer support and straightforward pricing structures might find more suitable options elsewhere.

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