Stripe Terminal vs Rain POS

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Our analysts compared Stripe Terminal vs Rain POS based on data from our 400+ point analysis of POS Software, user reviews and our own crowdsourced data from our free software selection platform.

Product Basics

Stripe Terminal is a sophisticated software solution designed to manage point-of-sale (POS) tasks, enabling businesses to accept in-person payments seamlessly. It is particularly well-suited for retail stores, restaurants, and service providers who require a reliable and flexible POS system. The software supports a variety of hardware options, including card readers and mobile devices, making it adaptable to different business environments.

One of the key benefits of Stripe Terminal is its integration with other Stripe products, providing a unified platform for both online and offline transactions. This integration simplifies the reconciliation process and offers a comprehensive view of sales data. Popular features include customizable payment flows, robust security measures, and real-time transaction monitoring.

Users often praise Stripe Terminal for its ease of use, reliability, and the ability to scale with business growth. Pricing details can vary based on hardware choices and transaction volumes, so it is advisable to contact SelectHub for a tailored pricing quote that meets specific business needs.

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Rain POS is a cloud-based point-of-sale system designed for businesses of all sizes, from independent retailers to multi-outlet chains. It offers features like inventory management, customer relationship management, employee management, and reporting tools. Rain POS is praised for its ease of use, affordability, and scalability. Users appreciate its intuitive interface, mobile accessibility, and integrations with popular accounting and marketing software. Compared to similar POS systems, Rain POS stands out for its competitive pricing, which typically falls within the $50-$200 per month range, depending on the number of users and features needed. However, some users mention limitations in advanced reporting and customization options compared to more expensive competitors.

Pros
  • Easy to use
  • Affordable
  • Mobile accessible
  • Integrations
  • Scalable
Cons
  • Limited reporting
  • Limited customization
  • Basic marketing tools
  • Support wait times
  • Few industry-specific features
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$0.30/Transaction, 2.7% Flat Rate
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Tailored to your specific needs
$49 Monthly
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Tailored to your specific needs
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Product Insights

  • Seamless Integration: Stripe Terminal integrates effortlessly with existing Stripe accounts, allowing businesses to manage online and in-person payments from a single platform.
  • Customizable Hardware: Offers a range of pre-certified card readers that can be tailored to fit the specific needs of your business, ensuring a consistent brand experience.
  • Global Reach: Supports in-person payments in multiple countries, enabling businesses to expand their geographical footprint without additional complexity.
  • Unified Reporting: Consolidates all transaction data into one dashboard, simplifying financial reconciliation and providing a comprehensive view of business performance.
  • Developer-Friendly: Provides robust APIs and SDKs, allowing developers to build custom POS solutions that integrate seamlessly with existing systems.
  • Enhanced Security: Utilizes end-to-end encryption and is PCI-compliant, ensuring that sensitive payment information is protected at all times.
  • Real-Time Updates: Automatically updates software and firmware, reducing the need for manual maintenance and ensuring that the system is always up-to-date with the latest features and security patches.
  • Flexible Payment Options: Supports a variety of payment methods, including contactless payments, chip cards, and mobile wallets, catering to diverse customer preferences.
  • Scalability: Designed to grow with your business, whether you have a single location or multiple outlets, providing a consistent and reliable payment experience.
  • Cost Efficiency: Reduces the need for multiple vendors and systems, lowering operational costs and simplifying vendor management.
  • Customer Insights: Provides valuable data on customer behavior and preferences, enabling businesses to make informed decisions and improve customer engagement.
  • Streamlined Operations: Simplifies the checkout process, reducing wait times and improving overall customer satisfaction.
  • 24/7 Support: Offers round-the-clock customer support, ensuring that any issues are promptly addressed, minimizing downtime and disruption.
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  • Save Time: Automate in-store and online inventory syncs, customer-specific marketing tools, and data entry to save time on annual tasks. 
  • Streamline E-commerce: Sync your web inventory with the POS, use interactive tools and elements to customize pages, and process secure checkouts to create an exceptional experience for customers and simplify business processes. 
  • Boost Engagement: Keep customers coming back for more with the right messaging and marketing tactics to improve retention and revenue. Use automated email and text marketing, Facebook and Google review invites, and targeted strategies to attract new users. 
  • Enhance Services: Add fuel to business performance and deliver excellent service with an advanced point-of-sale solution that offers comprehensive inventory management, powerful reporting tools, and online and in-store rewards tracking. 
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  • Customizable Checkout: Tailor the checkout experience to match your brand and business needs, whether through pre-built components or custom-built solutions.
  • Developer-Friendly SDKs: Utilize robust SDKs for iOS, Android, and JavaScript, enabling seamless integration with your existing systems and applications.
  • End-to-End Encryption: Ensure secure transactions with end-to-end encryption, protecting sensitive payment information from the point of entry to the final processing.
  • Global Reach: Accept payments in over 135 currencies and multiple payment methods, including credit cards, debit cards, and mobile wallets, to cater to a global customer base.
  • Real-Time Reporting: Access detailed transaction data and analytics in real-time, allowing for better business insights and decision-making.
  • Offline Mode: Continue to accept payments even when the internet connection is lost, with transactions automatically syncing once connectivity is restored.
  • Pre-Certified Hardware: Choose from a range of pre-certified card readers and terminals that are easy to set up and integrate with your POS system.
  • Unified Platform: Manage both online and in-person payments through a single platform, simplifying reconciliation and reporting processes.
  • Custom Receipts: Generate and print custom receipts that can include your branding, return policies, and other relevant information.
  • Multi-Location Support: Manage multiple store locations from a single account, streamlining operations and reporting across your business.
  • Customer Management: Store and manage customer information securely, enabling personalized service and loyalty programs.
  • Seamless Integration: Integrate with other Stripe products like Stripe Payments, Stripe Connect, and Stripe Billing for a comprehensive payment solution.
  • Compliance and Security: Stay compliant with industry standards such as PCI DSS, ensuring that your business meets all necessary security requirements.
  • 24/7 Support: Access round-the-clock support from Stripe’s team of experts, ensuring any issues are resolved promptly and efficiently.
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  • Cloud-based POS: Centralize inventory, automate backups, manage customer data and track service updates through a centralized point of sale. Send text messages to customers, access purchase history, sync inventory data to the system and deliver exceptional customer service with an all-in-one retail system. 
  • Online Booking: Register and pay for classes virtually. Save a seat without walk-in hassles. Eliminate lost revenue from no-shows for unpaid bookings and ensure that the slots fill as per availability. 
  • E-commerce: With the help of an integrated POS and website, in-store and online inventory status remains the same. View and shop online, make payments, and check order status from a single touchpoint on the web or mobile phones. Manage calendars, receive payments, upload files, send forms and fulfill other critical content management functionalities with an integrated eCommerce platform. 
  • Customer Marketing: Keep customers coming back and grow the user base with practical branding tools like targeted emails, business updates, advertising campaigns and daily reminders. Send notifications to clients about important events and access reviews to understand customer behavior. 
  • Integrations: Regulate the workflow and manage multiple service channels across the workforce with smart integrations powered by intuitive APIs. 
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Product Ranking

#1

among all
POS Software

#158

among all
POS Software

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Analyst Rating Summary

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Analyst Ratings for Functional Requirements Customize This Data Customize This Data

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Compliance And Security Customer And Loyalty Management Employee Management Inventory Management Items And Service Management Payment Transactions And Cash Management POS Hardware Reporting And Insights Sales And Marketing Management Store Management Types Of POS 17 93 74 95 75 78 50 88 78 83 87 0 25 50 75 100
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User Sentiment Summary

Excellent User Sentiment 5276 reviews
Great User Sentiment 159 reviews
94%
of users recommend this product

Stripe Terminal has a 'excellent' User Satisfaction Rating of 94% when considering 5276 user reviews from 2 recognized software review sites.

89%
of users recommend this product

Rain POS has a 'great' User Satisfaction Rating of 89% when considering 159 user reviews from 3 recognized software review sites.

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4.0 (17)
4.68 (2586)
4.83 (71)
4.7 (2690)
4.2 (71)

Awards

Stripe Terminal stands above the rest by achieving an ‘Excellent’ rating as a User Favorite.

User Favorite Award

SelectHub research analysts have evaluated Rain POS and concluded it earns best-in-class honors for Store Management.

Store Management Award

Synopsis of User Ratings and Reviews

Easy Integration: Stripe Terminal POS is praised for its ability to seamlessly integrate with the larger Stripe ecosystem, simplifying payment processing and business management.
User-Friendly Interface: The system is designed with an intuitive interface, making it easy for staff to learn and use, even with minimal training.
Customization Options: Businesses appreciate the flexibility to tailor the POS system to their specific needs, such as customizing receipts or integrating with existing checkout workflows.
Reliable Hardware: Stripe's hardware is recognized for its dependability, ensuring smooth and uninterrupted transaction processing for businesses.
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User-Friendly: The software is easy to understand and robust, according to 95% of users.
Customer Support: According to 100% of users who reviewed this pro, support executives are knowledgeable and responsive.
Inventory Management: About 80% of users who mentioned this pro said it is easy to sync offline and online inventory, update items, and serialize products.
Integration: Regarding this feature, approximately 70% of users said that it provides seamless integrations across business activities.
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Initial Setup Complexity: Users without a technical background might find the initial setup process challenging.
Transaction Fees: While competitive, the transaction fees, which can be 2.7% plus 5 cents per transaction, can accumulate for businesses with high sales volume.
Customer Support Concerns: Some users have reported delays in response times from Stripe Terminal's customer support, impacting their ability to resolve issues promptly.
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Reporting limitations: Some users find the built-in reporting features too basic for in-depth analysis, lacking customizable options and advanced visualizations.
Customization restrictions: The ability to tailor the system's appearance and functionality to match specific business workflows is somewhat limited compared to competitors.
Basic marketing tools: While offering email marketing integrations, Rain POS lacks built-in features for advanced campaigns, loyalty programs, or customer segmentation.
Inconsistent customer support: User experiences with support vary, with some reporting delays, limited technical expertise, or difficulty reaching knowledgeable representatives.
Few industry-specific features: While highlighting expertise in specialty sectors, Rain POS lacks a wide range of features tailored to unique needs of industries like restaurants, salons, or healthcare.
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Is Stripe Terminal the main vein when it comes to POS solutions? User reviews from the last year suggest Stripe Terminal is a robust payment processing platform that shines when it comes to its seamless integration with the broader Stripe ecosystem, making it a no-brainer for businesses already using Stripe for online payments. This integration simplifies reconciliation and reporting by managing both online and in-person payments in one central hub. Users rave about the flexibility of Stripe Terminal's API and SDK, which allows for extensive customization, including personalized email receipts and integration with various POS applications. For instance, businesses can tailor their checkout flow and even enable contactless payments directly on compatible iPhones or Android devices using Tap to Pay. However, some users point out that while the platform boasts no monthly fees, setup can be a headache for those without a tech background, potentially leading to increased upfront costs. Additionally, while transaction fees are competitive, they can add up for businesses with high sales volume, impacting their bottom line. Another area of concern is customer support, with some users reporting sluggish response times, which can be frustrating for businesses needing quick assistance. Overall, Stripe Terminal is best suited for tech-savvy businesses already familiar with or utilizing the Stripe ecosystem for their online transactions. Its robust API and seamless integration capabilities provide a unified platform for managing online and in-person payments, making it a solid choice for businesses looking to streamline their payment processing operations.

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Rain POS garners praise for its user-friendly interface, affordability, and scalability, making it suitable for businesses of various sizes. Users appreciate its mobile accessibility, integrations with popular software, and cloud-based setup. However, some find its reporting and customization options limited compared to competitors like Square or Shopify POS. While Rain POS boasts strengths in specific industries like music stores and boutiques, users in other sectors might miss industry-tailored features. A key differentiator is Rain POS's focus on customer relationships. Users value its customer profile management, targeted marketing tools, and loyalty program integrations. However, some find these features basic compared to dedicated marketing platforms. Additionally, inconsistent customer support experiences raise concerns for some users. Ultimately, Rain POS seems like a solid choice for businesses seeking a user-friendly, affordable POS with good customer relationship management tools. However, if in-depth reporting, advanced customization, or industry-specific features are crucial, exploring competitors might be necessary. Weighing your specific needs against Rain POS's strengths and weaknesses will help you make an informed decision.

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